This paper explores strategies for enhancing cost estimates and staffing practices in state budget organizations to promote fiscal responsibility and operational efficiency. Accurate cost estimation, supported by advanced data analytics and standardized methodologies, enables more reliable budgeting and resource allocation. Effective staffing management through workforce planning, regular audits, and technology integration ensures optimal staff levels aligned with organizational needs. Combining these approaches fosters sustainable budgets, reduces inefficiencies, and improves service delivery. Continuous refinement of estimation techniques and staffing strategies is essential in adapting to changing economic conditions, ultimately strengthening public trust and accountability in state government operations.

The article states about connection between the art management and general management. It investigates the main issues of the art management as independent science and practice. Also the article gives information about “Art management” term and its actual significance in today’s world.

commercial banks, assets, credit portfolios, credit policy, competitiveness, financial stability, risk management, overdue payments, project financing, financial products, credit rating, banking system, competition between banks, innovative financing, banking services, financial analysis, liquidity, confirmed debts, credit risk, financial stability of banks.

The systems of the “Iron Notebook,” “Women’s Notebook,” and “Youth Notebook” make it possible to identify the needs of vulnerable groups and direct appropriate resources to them in the implementation of social support. Based on the title of this article, the specific functions, objectives, and practical aspects of each notebook are examined, including improving career skills in workplaces and expanding access to services such as healthcare, housing, education, and social librarianship. It is possible to reduce the risk of social exclusion by combating inequality, strengthening information and financial support systems, and expanding social coverage. Research demonstrates the effectiveness of these notebooks.

The article provides a comprehensive analysis of the formation and implementation of green finance mechanisms within Uzbekistan’s banking system. It examines the legal and institutional foundations of this sector, the current state of market infrastructure, risk management approaches, and the distinctive features of investment instruments. The study explores practical measures aimed at decarbonizing banks’ credit portfolios, the use of financial instruments such as green bonds and sustainability-linked loans, as well as the need to develop a national green taxonomy and ensure transparency of environmental and climate-related data.

The article proposes a phased “roadmap” for short-, medium-, and long-term actions, identifying key performance indicators (KPIs) and de-risking measures to mitigate financial and economic risks. The conclusions are closely linked to Uzbekistan’s economic reforms from 2017 to 2025, digital transformation processes, and sustainable development goals. The study substantiates pathways for strengthening environmental responsibility within the banking sector, advancing the transition to a green economy, and accelerating alignment with international financial standards.